/* ==========================================================================
   Samadhan Sarathi — site styles
   Sections: tokens · base · buttons · header · hero · ticker · sections
             problems · services · steps · outcomes · reviews · scope
             faq · contact · cta · footer · responsive
   ========================================================================== */

:root{
  --ink:#16191D; --ink-2:#3C444E; --muted:#5F6771;
  --paper:#FFFFFF; --sky:#EAF0F6; --sky-2:#DCE7F2; --sky-line:#C7D6E4;
  --gold:#E9C75A; --gold-wash:#FAF1D8; --gold-line:#EFE1BC; --gold-deep:#B08C2E;
  --rule:#E3E8ED; --green:#3B9A68; --green-bg:#E6F3EC;
  /* text-safe golds from brand-kit/css/tokens.css (WCAG AA on the light backgrounds) */
  --gold-text:#846922; --gold-tag:#6E571B;
  --shadow-sm:0 2px 10px rgba(22,25,29,.06);
  --shadow-md:0 16px 34px rgba(22,25,29,.10);
  --shadow-lg:0 22px 46px rgba(22,25,29,.16);
  --ease:cubic-bezier(.22,1,.36,1);
}

/* ---------- base ---------- */
*{box-sizing:border-box;}
html{scroll-behavior:smooth;}
section,div[id]{scroll-margin-top:78px;}
body{
  margin:0;background:var(--paper);color:var(--ink);overflow-x:hidden;
  font-family:"Karla","Helvetica Neue",Arial,sans-serif;font-size:16px;line-height:1.62;
  -webkit-font-smoothing:antialiased;-webkit-tap-highlight-color:rgba(233,199,90,.25);
}
h1,h2,h3,h4,h5{margin:0;text-wrap:balance;}
p{margin:0;}
img,svg{max-width:100%;display:block;}
a{color:inherit;text-decoration:none;}
:focus-visible{outline:2.5px solid var(--gold-deep);outline-offset:3px;border-radius:4px;}

.wrap{max-width:1180px;margin:0 auto;padding:0 28px;}
.d{font-family:"Manrope","Helvetica Neue",Arial,sans-serif;}
.hand{font-family:"Caveat",ui-rounded,cursive;}
.lbl{font-family:"Manrope";font-size:11.5px;font-weight:700;letter-spacing:.13em;text-transform:uppercase;}
/* the brand kit's highlighter: a gold band under the lower part of the words */
.hl{background:var(--gold);padding:.04em .3em .12em;border-radius:2px;
    box-decoration-break:clone;-webkit-box-decoration-break:clone;}
.samp{display:inline-flex;align-items:center;gap:6px;background:#fff;border:1px dashed var(--gold-deep);
      color:var(--gold-deep);font-family:"Manrope";font-size:10px;font-weight:700;letter-spacing:.07em;
      text-transform:uppercase;padding:3px 9px;border-radius:5px;}
.skip{position:absolute;left:-9999px;top:0;background:var(--ink);color:#fff;padding:12px 18px;
      border-radius:0 0 8px 0;font-family:"Manrope";font-weight:700;z-index:200;}
.skip:focus{left:0;}
.visually-hidden{position:absolute;width:1px;height:1px;margin:-1px;padding:0;overflow:hidden;
                 clip:rect(0 0 0 0);white-space:nowrap;border:0;}

/* ---------- buttons ---------- */
.btn{
  position:relative;display:inline-flex;align-items:center;justify-content:center;gap:9px;
  font-family:"Manrope";font-weight:700;font-size:14.5px;line-height:1;
  padding:14px 24px;min-height:48px;border-radius:100px;border:1.5px solid transparent;
  cursor:pointer;overflow:hidden;isolation:isolate;
  transition:background .18s,border-color .18s,color .18s,transform .12s var(--ease),box-shadow .22s;
}
.btn .ico{flex:none;transition:transform .3s var(--ease);}
.btn:hover .ico{transform:translateX(4px);}
.btn:active{transform:translateY(1px) scale(.99);}
/* ripple, painted by main.js */
.btn .ripple{position:absolute;border-radius:50%;transform:scale(0);opacity:.35;pointer-events:none;
             background:currentColor;animation:ripple .55s var(--ease) forwards;z-index:-1;}
@keyframes ripple{to{transform:scale(2.6);opacity:0;}}
.btn-dark{background:var(--ink);color:#fff;}
.btn-dark:hover{background:#000;box-shadow:0 10px 24px rgba(22,25,29,.24);}
.btn-line{border-color:var(--sky-line);color:var(--ink);background:transparent;}
.btn-line:hover{border-color:var(--ink);background:rgba(22,25,29,.03);}
.btn-gold{background:var(--gold);color:var(--ink);}
.btn-gold:hover{background:#E0B93F;box-shadow:0 10px 24px rgba(176,140,46,.3);}
.btn-sm{padding:10px 18px;min-height:42px;font-size:13.5px;}
/* Customer login (client portal) - header of index + bima-samadhan only.
   Light gold pill, so it never competes with the dark "Start my case". */
.btn-login{background:var(--gold-wash);border-color:var(--gold-line);color:var(--ink);}
.btn-login .ico{color:var(--gold-deep);}
.btn-login:hover{background:var(--gold);border-color:var(--gold);box-shadow:0 10px 24px rgba(176,140,46,.28);}
.btn-login:hover .ico{color:var(--ink);transform:translateY(-1px);}
.btn-login{white-space:nowrap;}
.nav .btn-login{margin-left:auto;margin-right:-6px;}
/* with a fourth item the header row is full: tighten the links on these pages */
.nav:has(.btn-login) .links{gap:20px;}
@media (max-width:1260px){
  .nav .btn-login .lg-c{display:none;}
  .nav .btn-login .lg-w{text-transform:capitalize;}
  .nav:has(.btn-login) .links{gap:16px;}
}
.drawer .btn-login{margin-top:10px;}

/* ---------- notice (remove before go-live) ---------- */
.notice{background:var(--ink);color:#fff;font-size:13px;padding:9px 0;}
.notice-in{display:flex;align-items:center;justify-content:center;gap:12px;text-align:center;flex-wrap:wrap;}
.notice b{font-family:"Manrope";color:var(--gold);}
.notice button{background:none;border:1px solid #40474F;color:#B9C1C9;border-radius:6px;font-size:12px;
               padding:8px 14px;min-height:40px;cursor:pointer;font-family:"Manrope";font-weight:700;}
.notice button:hover{border-color:#6B737C;color:#fff;}

/* ---------- header ---------- */
.site-header{position:sticky;top:0;z-index:60;background:rgba(255,255,255,.93);
             backdrop-filter:blur(8px);border-bottom:1px solid var(--rule);}
.nav{display:flex;align-items:center;justify-content:space-between;gap:18px;padding:12px 0;}
.brand{display:flex;align-items:center;gap:11px;}
.brand .logo{width:44px;height:44px;object-fit:contain;flex:none;}
.brand .wm{display:flex;flex-direction:column;line-height:1.15;}
.brand b{font-family:"Manrope";font-size:16.5px;font-weight:800;letter-spacing:-.01em;}
/* brand lockup: name + "Concern to Closure" in gold. The kit caps the tagline
   at 75% of the name's size; 12px under a 16.5px name is 73%. */
.brand .tag{font-family:"Manrope";font-size:12px;font-weight:700;letter-spacing:.01em;
            color:var(--gold-tag);margin-top:1px;white-space:nowrap;}
.links{display:flex;gap:26px;}
.links a{font-family:"Manrope";font-size:14.5px;font-weight:600;color:var(--ink-2);position:relative;padding:6px 0;}
.links a::after{content:"";position:absolute;left:0;right:100%;bottom:0;height:2px;background:var(--gold);
                transition:right .25s var(--ease);}
.links a:hover::after,.links a[aria-current="true"]::after{right:0;}
.links a:hover{color:var(--ink);}
.burger{display:none;flex-direction:column;gap:5px;background:none;border:0;cursor:pointer;
        padding:14px;margin-right:-8px;}
.burger i{width:22px;height:2px;background:var(--ink);display:block;border-radius:2px;
          transition:transform .25s var(--ease),opacity .2s;}
.burger[aria-expanded="true"] i:nth-child(1){transform:translateY(7px) rotate(45deg);}
.burger[aria-expanded="true"] i:nth-child(2){opacity:0;}
.burger[aria-expanded="true"] i:nth-child(3){transform:translateY(-7px) rotate(-45deg);}
.drawer{display:none;flex-direction:column;padding:6px 0 18px;border-top:1px solid var(--rule);}
.drawer a{font-family:"Manrope";font-weight:600;padding:13px 4px;border-bottom:1px solid var(--rule);}
.drawer .btn{width:100%;margin-top:14px;}
.drawer.open{display:flex;}

/* ---------- hero ---------- */
.hero{background:linear-gradient(180deg,var(--sky) 0%,#F4F8FB 100%);
      border-bottom:1px solid var(--sky-line);padding:52px 0 66px;}
.hero-g{display:grid;grid-template-columns:1.06fr .94fr;gap:44px;align-items:center;}
.badge{display:inline-flex;align-items:center;gap:8px;background:#fff;border:1px solid var(--rule);
       padding:7px 15px;border-radius:100px;font-family:"Manrope";font-size:12.5px;font-weight:700;
       margin-bottom:22px;box-shadow:var(--shadow-sm);}
.badge::before{content:"";width:8px;height:8px;border-radius:50%;background:var(--green);flex:none;
               animation:pulse 2.4s ease-in-out infinite;}
@keyframes pulse{0%,100%{box-shadow:0 0 0 0 rgba(59,154,104,.5);}50%{box-shadow:0 0 0 6px rgba(59,154,104,0);}}
h1{font-family:"Manrope";font-weight:800;font-size:clamp(34px,4.9vw,58px);line-height:1.2;
   letter-spacing:-.022em;text-transform:uppercase;margin-bottom:20px;}
.hero .sub{font-size:16.5px;color:var(--ink-2);max-width:45ch;margin-bottom:26px;}
.acts{display:flex;gap:12px;flex-wrap:wrap;margin-bottom:20px;}
.byline{font-size:13.5px;color:var(--muted);}
.byline b{color:var(--ink);font-weight:700;}

/* hero collage */
.col{position:relative;min-height:480px;display:grid;place-items:center;}
.ring{position:relative;width:400px;height:400px;border-radius:50%;
      background:radial-gradient(circle at 50% 38%,#fff 0%,var(--sky-2) 100%);
      display:grid;place-items:center;transition:transform .5s var(--ease);}
.wheel{position:absolute;inset:0;width:100%;height:100%;animation:spin 90s linear infinite;transform-origin:50% 50%;}
.wheel .rim,.wheel .arc{fill:none;stroke:var(--sky-line);transition:stroke .4s;}
.wheel .arc{stroke-linecap:round;}
.wheel .spoke{stroke:var(--sky-line);stroke-linecap:butt;transition:stroke .4s;}
.col:hover .wheel .rim,.col:hover .wheel .arc,.col:hover .wheel .spoke{stroke:var(--gold-deep);}
.ring::after{content:"";position:absolute;inset:-16px;border-radius:50%;border:1px solid var(--sky-line);
             opacity:0;transition:opacity .45s,inset .45s;}
.col:hover .ring::after{opacity:.65;inset:-26px;}
.col:hover .ring{transform:scale(1.02);}
@keyframes spin{to{transform:rotate(360deg);}}
.doc{width:100px;background:#fff;border:1px solid var(--rule);border-radius:7px;box-shadow:var(--shadow-md);
     padding:13px 11px;transform:rotate(-3deg) translate(var(--tx,0px),var(--ty,0px));
     transition:transform .5s var(--ease),box-shadow .35s;}
.col:hover .doc{box-shadow:0 26px 52px rgba(22,25,29,.22);}
.doc .ln{height:6px;background:#E4EAF0;border-radius:3px;margin-bottom:7px;transition:background .35s;}
.doc .ln.s{width:56%;}
.col:hover .doc .ln{background:#DCE6F0;}
.doc .seal{width:38px;height:38px;object-fit:contain;margin-top:11px;transition:transform .5s var(--ease);}
.col:hover .doc .seal{transform:rotate(-9deg) scale(1.08);}
.chip{position:absolute;background:#fff;border:1px solid var(--rule);border-radius:11px;
      box-shadow:0 12px 26px rgba(22,25,29,.14);padding:9px 13px;font-family:"Manrope";font-size:12.5px;
      font-weight:700;display:flex;align-items:center;gap:9px;white-space:nowrap;cursor:default;
      transform:rotate(var(--rot)) translate(var(--tx,0px),var(--ty,0px)) scale(var(--sc,1));
      transition:transform .5s var(--ease),box-shadow .3s,border-color .3s;}
.chip .t{background:var(--gold);font-size:9.5px;letter-spacing:.05em;padding:3px 7px;border-radius:5px;
         text-transform:uppercase;transition:background .3s;}
.chip:hover{--rot:0deg;--sc:1.07;border-color:var(--gold-deep);box-shadow:0 20px 40px rgba(22,25,29,.20);z-index:5;}
.chip:hover .t{background:var(--gold-deep);color:#fff;}
.c1{top:8px;left:0;--rot:-7deg;}
.c2{top:78px;right:0;--rot:6deg;}
.c3{bottom:96px;left:-8px;--rot:4deg;}
.c4{bottom:26px;right:34px;--rot:-5deg;}
.anno{position:absolute;bottom:34px;left:50%;transform:translateX(-118px);display:flex;align-items:center;
      gap:4px;transition:opacity .4s;}
.anno .hand{font-size:21px;color:var(--ink-2);}
.col:hover .anno{opacity:.45;}

/* ---------- ticker ---------- */
.tick{background:var(--gold-wash);border-bottom:1px solid var(--gold-line);overflow:hidden;padding:13px 0;}
.tick-t{display:flex;gap:32px;white-space:nowrap;width:max-content;animation:mv 30s linear infinite;}
.tick-t span{font-family:"Manrope";font-size:12.5px;font-weight:700;color:#4A422A;
             display:flex;align-items:center;gap:32px;}
.tick-t span::after{content:"";width:9px;height:9px;background:var(--gold);flex:none;}
@keyframes mv{from{transform:translateX(0);}to{transform:translateX(-50%);}}

/* ---------- sections ---------- */
.sec{padding:76px 0;}
.band-sky{background:var(--sky);border-top:1px solid var(--sky-line);border-bottom:1px solid var(--sky-line);}
.band-gold{background:var(--gold-wash);border-top:1px solid var(--gold-line);border-bottom:1px solid var(--gold-line);}
.eyebrow{display:flex;align-items:center;gap:9px;color:var(--muted);margin-bottom:18px;}
.eyebrow::before{content:"";width:10px;height:10px;background:var(--gold);flex:none;}
h2{font-family:"Manrope";font-weight:800;font-size:clamp(27px,3.7vw,44px);line-height:1.24;
   letter-spacing:-.022em;text-transform:uppercase;margin-bottom:14px;}
.dek{font-size:16px;color:var(--ink-2);max-width:60ch;margin-bottom:40px;}
.head-row{display:flex;justify-content:space-between;align-items:flex-end;gap:24px;flex-wrap:wrap;margin-bottom:34px;}
.head-row .dek{margin-bottom:0;}

/* ---------- problems ---------- */
.prob{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;}
.pc{background:#fff;border:1px solid var(--rule);border-radius:16px;overflow:hidden;
    transition:transform .22s var(--ease),box-shadow .22s,border-color .22s;}
.pc:hover{transform:translateY(-5px);box-shadow:var(--shadow-md);border-color:var(--gold-deep);}
.pc img{width:100%;height:190px;object-fit:cover;transition:transform .45s var(--ease);}
.pc:hover img{transform:scale(1.06);}
.pc .stage{transition:background .22s,transform .22s var(--ease);}
.pc:hover .stage{background:var(--gold-deep);transform:translateX(3px);}
.pc .body{padding:22px;}
.pc .stage{display:inline-block;background:var(--gold);color:var(--ink);font-family:"Manrope";font-size:10px;
           font-weight:800;letter-spacing:.07em;text-transform:uppercase;padding:4px 9px;border-radius:5px;
           margin-bottom:13px;}
.pc h3{font-family:"Manrope";font-weight:800;font-size:17px;margin-bottom:8px;}
.pc p{font-size:14px;color:var(--ink-2);}

/* ---------- services ---------- */
/* auto-fit, not a fixed 3, so the grid stays balanced whether a section
   carries two service cards or three. */
.svc{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:18px;}
/* A card should answer the pointer, not just drift upward: the border takes
   the accent, the tag deepens, the bullets fill in and the CTA arrow moves.
   All of it is suppressed on touch and under prefers-reduced-motion below. */
.card{background:#fff;border:1px solid var(--rule);border-radius:16px;padding:26px;display:flex;
      flex-direction:column;position:relative;overflow:hidden;
      transition:transform .22s var(--ease),box-shadow .22s,border-color .22s;}
.card::after{content:"";position:absolute;left:0;right:0;top:0;height:3px;background:var(--gold-deep);
             transform:scaleX(0);transform-origin:left;transition:transform .3s var(--ease);}
.card:hover{transform:translateY(-5px);box-shadow:var(--shadow-md);border-color:var(--gold-deep);}
.card:hover::after{transform:scaleX(1);}
.card .tg{align-self:flex-start;background:var(--gold);color:var(--ink);font-family:"Manrope";font-size:10px;
          font-weight:800;letter-spacing:.07em;text-transform:uppercase;padding:4px 9px;border-radius:5px;
          margin-bottom:15px;transition:background .22s,transform .22s var(--ease);}
.card:hover .tg{background:var(--gold-deep);transform:translateX(3px);}
.card h3{font-family:"Manrope";font-weight:800;font-size:20px;margin-bottom:9px;}
.card>p{margin-bottom:16px;font-size:14.5px;color:var(--ink-2);}
.card ul{list-style:none;margin:0 0 20px;padding:0;display:flex;flex-direction:column;gap:9px;}
.card li{display:flex;gap:9px;font-size:14px;align-items:baseline;}
.card li::before{content:"";width:6px;height:6px;border-radius:50%;background:var(--gold);flex:none;
                 transform:translateY(-2px);transition:background .22s,box-shadow .22s;}
.card:hover li::before{background:var(--gold-deep);box-shadow:0 0 0 3px rgba(191,157,58,.16);}
.card .pr{font-family:"Manrope";font-weight:800;font-size:19px;margin-bottom:16px;}
.card .pr small{font-family:"Karla";font-size:12.5px;font-weight:600;color:var(--muted);}
.card .btn{margin-top:auto;}
.card .btn .ico{transition:transform .22s var(--ease);}
.card:hover .btn .ico{transform:translateX(4px);}

/* ---------- split with image ---------- */
.split{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center;}
.split img{border-radius:18px;width:100%;height:400px;object-fit:cover;box-shadow:var(--shadow-lg);}
.filelist{list-style:none;margin:24px 0 0;padding:0;display:flex;flex-direction:column;gap:0;
          border-top:1px solid var(--rule);}
.filelist li{display:flex;align-items:center;flex-wrap:wrap;gap:10px 14px;padding:15px 2px;
             border-bottom:1px solid var(--rule);font-size:15px;}
.filelist .ic{width:34px;height:34px;border-radius:9px;background:var(--gold-wash);color:var(--gold-deep);
              display:grid;place-items:center;flex:none;}
.filelist b{font-family:"Manrope";font-weight:700;}
.filelist .who{margin-left:auto;font-size:12px;color:var(--muted);font-family:"Manrope";font-weight:700;
               text-transform:uppercase;letter-spacing:.06em;}

/* ---------- flow: one-row animated pipeline ---------- */
/* Six stages, one row. The track is inset by half a column (100%/12) so it
   starts and ends at the centre of the first and last node, whatever the
   column count. */
.flow{list-style:none;margin:0;padding:0;position:relative;
      display:grid;grid-template-columns:repeat(6,1fr);gap:14px;}
/* the track behind the nodes */
.flow::before,.flow::after{content:"";position:absolute;top:27px;height:2px;
      left:calc(100%/12 + 8px);right:calc(100%/12 + 8px);border-radius:2px;}
.flow::before{background:var(--rule);}
.flow::after{background:linear-gradient(90deg,var(--gold),var(--gold-deep));
      transform:scaleX(0);transform-origin:left center;
      transition:transform 1.6s cubic-bezier(.5,0,.2,1) .15s;}
.flow.in::after{transform:scaleX(1);}

.flow-step{position:relative;display:flex;flex-direction:column;align-items:flex-start;text-align:left;}
.flow.in .flow-step{animation:stepIn .55s var(--ease) backwards;}
.flow.in .flow-step:nth-child(1){animation-delay:.10s;}
.flow.in .flow-step:nth-child(2){animation-delay:.34s;}
.flow.in .flow-step:nth-child(3){animation-delay:.58s;}
.flow.in .flow-step:nth-child(4){animation-delay:.82s;}
.flow.in .flow-step:nth-child(5){animation-delay:1.06s;}
.flow.in .flow-step:nth-child(6){animation-delay:1.30s;}
@keyframes stepIn{from{opacity:0;transform:translateY(10px);}to{opacity:1;transform:none;}}

.flow-node{width:56px;height:56px;border-radius:50%;background:#fff;border:2px solid var(--rule);
      display:grid;place-items:center;margin-bottom:14px;position:relative;z-index:2;
      transition:border-color .25s,background .25s,transform .3s var(--ease),box-shadow .25s;}
.flow-ic{display:grid;place-items:center;color:var(--gold-deep);transition:color .25s,transform .3s var(--ease);}
.flow-ic svg{width:24px;height:24px;}
.flow-step:hover .flow-node{border-color:var(--gold-deep);background:var(--gold);
      transform:translateY(-3px) scale(1.06);box-shadow:0 10px 22px rgba(176,140,46,.28);}
.flow-step:hover .flow-ic{color:var(--ink);transform:rotate(-6deg);}

.flow-meta{display:flex;align-items:center;gap:8px;margin-bottom:7px;}
.flow-n{font-family:"Manrope";font-weight:800;font-size:12px;letter-spacing:.1em;color:var(--sky-line);}
.flow-who{font-family:"Manrope";font-size:9.5px;font-weight:800;letter-spacing:.08em;
      text-transform:uppercase;padding:3px 8px;border-radius:100px;}
.flow-you{background:var(--sky-2);color:#31506E;}
.flow-us{background:var(--gold-wash);color:#8A6A16;}
.flow-step h3{font-family:"Manrope";font-weight:800;font-size:15.5px;margin-bottom:6px;}
.flow-step p{font-size:13.5px;color:var(--ink-2);}
.flow-note{margin-top:26px;font-size:13.5px;color:var(--muted);}

/* ---------- google reviews ---------- */
.gr-summary{display:flex;align-items:center;gap:22px;flex-wrap:wrap;background:#fff;border:1px solid var(--rule);
            border-radius:16px;padding:22px 24px;margin-bottom:22px;box-shadow:var(--shadow-sm);}
.gr-score{font-family:"Manrope";font-weight:800;font-size:44px;line-height:1;letter-spacing:-.03em;
          font-variant-numeric:tabular-nums;}
.gr-meta{display:flex;flex-direction:column;gap:4px;}
.stars{display:inline-flex;gap:2px;color:#F4B400;}
.stars svg{width:18px;height:18px;}
.gr-count{font-size:13.5px;color:var(--muted);}
.gr-logo{margin-left:auto;display:flex;align-items:center;gap:8px;font-family:"Manrope";font-weight:700;
         font-size:13px;color:var(--muted);}
.gr-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;}
.gr-card{background:#fff;border:1px solid var(--rule);border-radius:16px;padding:24px;display:flex;
         flex-direction:column;transition:transform .18s var(--ease),box-shadow .18s;}
.gr-card:hover{transform:translateY(-3px);box-shadow:var(--shadow-md);}
.gr-card .stars{margin-bottom:12px;}
.gr-card p{font-size:15px;margin-bottom:20px;}
.gr-who{display:flex;align-items:center;gap:12px;margin-top:auto;}
.av{width:40px;height:40px;border-radius:50%;background:var(--sky-2);color:#31506E;display:grid;
    place-items:center;font-family:"Manrope";font-weight:800;font-size:14px;flex:none;}
.gr-who .nm{font-family:"Manrope";font-weight:700;font-size:14px;}
.gr-who .mt{font-size:12.5px;color:var(--muted);}
.gr-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px;}
/* review card: clamp long reviews so the rail stays even */
.gr-card .gr-text{display:-webkit-box;-webkit-line-clamp:6;-webkit-box-orient:vertical;
  overflow:hidden;margin-bottom:12px;}
.gr-card .gr-text p{font-size:14.5px;margin-bottom:10px;}
.gr-card .gr-text p:last-child{margin-bottom:0;}
.gr-src{display:inline-flex;align-items:center;gap:6px;font-family:"Manrope";font-size:12px;
  font-weight:700;color:var(--gold-deep);margin-bottom:18px;}
.gr-src:hover{text-decoration:underline;}
/* Expanded by the Read more button, not by hover: hover-expand reflowed the
   rail under the pointer and did nothing at all on a touch screen. */
.gr-card.gr-open .gr-text{-webkit-line-clamp:unset;}
.gr-more{align-self:flex-start;margin:0 0 16px;padding:0;border:0;background:none;cursor:pointer;
  font-family:"Manrope";font-size:12px;font-weight:700;color:var(--gold-deep);}
.gr-more:hover{text-decoration:underline;}
.gr-more:focus-visible{outline:2px solid var(--gold-deep);outline-offset:3px;border-radius:4px;}
/* a review being read at full length must not drift out from under the reader */
.rev-rail.gr-hold .drift-rev{animation-play-state:paused;}
/* reviewer photo from Google; falls back to initials if it fails to load */
.av.av-img{overflow:hidden;padding:0;}
.av img{width:100%;height:100%;border-radius:50%;object-fit:cover;display:block;}

.gr-empty{background:#fff;border:1px solid var(--rule);border-radius:16px;padding:26px 28px;
          display:flex;flex-direction:column;gap:8px;box-shadow:var(--shadow-sm);}
.gr-empty b{font-family:"Manrope";font-weight:800;}
.gr-empty p{font-size:15px;color:var(--ink-2);}

/* review rail — slow horizontal drift, pauses on hover */
.rev-rail{overflow:hidden;
  -webkit-mask-image:linear-gradient(90deg,transparent,#000 5%,#000 95%,transparent);
  mask-image:linear-gradient(90deg,transparent,#000 5%,#000 95%,transparent);}
.rev-rail .gr-grid{display:flex;gap:18px;width:max-content;}
.rev-rail .gr-card{width:340px;flex:none;}
/* Each card takes its own height. Stretching them all to the tallest left a
   short review sitting above a slab of white, which is the first thing you
   notice in a rail of 15 reviews of very different lengths. */
.rev-rail .gr-grid{align-items:flex-start;}
.drift-rev{animation:driftL 96s linear infinite;}
.rev-rail:hover .drift-rev,.rev-rail:focus-within .drift-rev{animation-play-state:paused;}
.gr-orig{font-size:15px;margin-bottom:8px;}
.gr-trans{font-size:13.5px;color:var(--muted);font-style:italic;margin-bottom:20px;}

/* ---------- scope: drifting label rows ---------- */
.scope{display:flex;flex-direction:column;gap:14px;overflow:hidden;
       -webkit-mask-image:linear-gradient(90deg,transparent,#000 7%,#000 93%,transparent);
       mask-image:linear-gradient(90deg,transparent,#000 7%,#000 93%,transparent);}
.drift{display:flex;gap:12px;width:max-content;will-change:transform;}
.drift-a{animation:driftL 64s linear infinite;}
.drift-b{animation:driftR 78s linear infinite;}
.scope:hover .drift{animation-play-state:paused;}
@keyframes driftL{from{transform:translateX(0);}to{transform:translateX(-50%);}}
@keyframes driftR{from{transform:translateX(-50%);}to{transform:translateX(0);}}
.cv{display:inline-flex;align-items:center;gap:9px;background:#fff;border:1px solid var(--rule);
    border-radius:100px;padding:11px 20px;font-family:"Manrope";font-size:13.5px;font-weight:700;
    white-space:nowrap;cursor:default;
    transition:transform .25s var(--ease),border-color .25s,background .25s,box-shadow .25s;}
.cv .dot{width:7px;height:7px;border-radius:50%;background:var(--gold);flex:none;transition:transform .25s var(--ease);}
.cv:hover{transform:translateY(-3px) scale(1.04);border-color:var(--gold-deep);background:var(--gold-wash);
          box-shadow:0 12px 24px rgba(176,140,46,.18);}
.cv:hover .dot{transform:scale(1.6);}
.cv.flag{background:var(--gold-wash);border-color:var(--gold-line);}

/* ---------- faq ---------- */
.faq{max-width:860px;}
.fq{border-bottom:1px solid var(--rule);}
.fq summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;
            gap:18px;padding:20px 2px;font-family:"Manrope";font-weight:700;font-size:16px;min-height:56px;}
.fq summary::-webkit-details-marker{display:none;}
.fq summary::after{content:"+";font-size:24px;font-weight:400;color:var(--gold-deep);line-height:1;flex:none;
                   transition:transform .25s var(--ease);}
.fq[open] summary::after{content:"\2013";}
.fq summary:hover{color:var(--gold-deep);}
.fq p{padding:0 2px 22px;font-size:14.5px;color:var(--ink-2);max-width:72ch;}

/* ---------- contact ---------- */
.warn{display:flex;gap:14px;background:#fff;border:1px solid var(--gold-line);border-left:4px solid var(--gold-deep);
      border-radius:12px;padding:18px 20px;margin-top:24px;}
.warn .ic{color:var(--gold-deep);flex:none;margin-top:1px;}
.warn b{font-family:"Manrope";font-weight:800;font-size:14.5px;display:block;margin-bottom:4px;}
.warn p{font-size:13.5px;color:var(--ink-2);}
.cform{background:#fff;border:1px solid var(--rule);border-radius:18px;padding:28px;box-shadow:var(--shadow-md);}
.fld{margin-bottom:16px;}
.fld label{display:block;font-family:"Manrope";font-size:12px;font-weight:700;letter-spacing:.06em;
           text-transform:uppercase;color:var(--muted);margin-bottom:7px;}
.fld input,.fld select,.fld textarea{width:100%;border:1.5px solid var(--rule);border-radius:10px;
  padding:13px 14px;font-family:"Karla";font-size:16px;color:var(--ink);background:#fff;
  transition:border-color .18s,box-shadow .18s;}
.fld input:focus,.fld select:focus,.fld textarea:focus{border-color:var(--gold-deep);outline:none;
  box-shadow:0 0 0 3px rgba(233,199,90,.28);}
.fld textarea{resize:vertical;min-height:96px;}
.fnote{font-size:12.5px;color:var(--muted);margin-top:12px;}
.form-status{margin-top:12px;font-size:14px;font-weight:600;}
.form-status.ok{color:#20714A;}
.form-status.err{color:#B0503F;}

/* ---------- cta + footer ---------- */
/* The closing CTA is a contained card, not a full-bleed strip. Edge-to-edge
   gold read as "too wide" next to every other section, which sits inside the
   1180px wrap. The watermark carries an explicit height: the <img> ships
   width="500" height="500" attributes, so setting only CSS width left the
   attribute height in force and stretched the logo into a 270x500 smear. */
.cta{padding:8px 0 58px;}
.cta-in{position:relative;overflow:hidden;background:var(--gold);border-radius:20px;
        padding:42px 46px;display:flex;align-items:center;justify-content:space-between;
        gap:28px;flex-wrap:wrap;box-shadow:var(--shadow-sm);}
.cta-wm{position:absolute;right:-34px;top:50%;transform:translateY(-50%);
        width:216px;height:216px;opacity:.16;pointer-events:none;}
.cta-copy{position:relative;}
.cta h3{font-family:"Manrope";font-weight:800;font-size:clamp(22px,2.6vw,30px);letter-spacing:-.02em;
        text-transform:uppercase;max-width:22ch;}
.cta p{margin-top:6px;font-size:14.5px;color:#4A422A;max-width:46ch;}
.cta .btn{position:relative;}
footer{padding:44px 0;}
.ftg{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:32px;margin-bottom:30px;}
/* was h5, which skipped heading levels on every page (13 Sep 2026) */
.ftg h2{font-family:"Manrope";font-size:11.5px;font-weight:700;letter-spacing:.11em;text-transform:uppercase;
        color:var(--muted);margin:0 0 14px;}
.ftg a{display:block;font-size:14.5px;color:var(--ink-2);padding:11px 0;}
.ftg a:hover{color:var(--ink);}
.ftg p{font-size:14px;color:var(--ink-2);max-width:34ch;}
.ft{display:flex;justify-content:space-between;gap:14px;flex-wrap:wrap;align-items:center;font-size:13.5px;
    color:var(--muted);border-top:1px solid var(--rule);padding-top:22px;}
/* follow-us strip (brand kit): one colour, quieter than the contact line */
.ss-social{display:inline-flex;align-items:center;gap:4px;color:var(--ink-2);}
.ss-social em{font-style:normal;font-family:"Manrope";font-size:11px;font-weight:800;letter-spacing:.12em;
              text-transform:uppercase;color:var(--gold-text);margin-right:6px;}
.ss-social a{display:inline-flex;padding:7px;border-radius:8px;opacity:.8;transition:color .2s,opacity .2s;}
.ss-social a:hover,.ss-social a:focus-visible{opacity:1;color:var(--gold-text);}
.ss-social svg{width:19px;height:19px;display:block;}
.contact-follow{margin-top:18px;padding-top:16px;border-top:1px solid var(--rule);}
.fine{font-size:12px;color:#8A929B;line-height:1.65;margin-top:18px;max-width:98ch;}

/* ---------- reveal on scroll ---------- */
/* progressive enhancement: only hide when JS is confirmed running */
.js .reveal{opacity:0;transform:translateY(14px);transition:opacity .6s var(--ease),transform .6s var(--ease);}
.js .reveal.in{opacity:1;transform:none;}

/* ---------- responsive ---------- */
@media (max-width:980px){
  .links{display:none;}
  .burger{display:flex;}
  .nav .btn-login{margin-right:-4px;}
  .hero-g{grid-template-columns:1fr;gap:24px;}
  .col{min-height:412px;}
  .ring{width:340px;height:340px;}
  .split{grid-template-columns:1fr;gap:28px;}
  .split img{height:280px;}
  .ftg{grid-template-columns:1fr 1fr;}
  .sec{padding:54px 0;}
  .prob,.svc,.gr-grid{grid-template-columns:repeat(2,1fr);}
  .flow{grid-template-columns:repeat(3,1fr);gap:26px 16px;}
  .flow::before,.flow::after{display:none;}
  .cta-wm{display:none;}
}
@media (max-width:680px){
  .prob,.svc,.gr-grid,.ftg{grid-template-columns:1fr;}
  /* vertical timeline on phones */
  .flow{grid-template-columns:1fr;gap:0;}
  .flow::before,.flow::after{display:block;top:8px;bottom:8px;height:auto;width:2px;
      left:27px;right:auto;}
  .flow::after{transform:scaleY(0);transform-origin:top center;}
  .flow.in::after{transform:scaleY(1);}
  .flow-step{flex-direction:row;flex-wrap:wrap;gap:0 16px;padding-bottom:26px;}
  .flow-node{margin-bottom:0;flex:none;}
  .flow-meta{width:calc(100% - 72px);margin-bottom:4px;}
  .flow-step h3,.flow-step p{width:calc(100% - 72px);margin-left:72px;}
  .flow-step h3{margin-top:-40px;}
  .flow-step p{margin-top:4px;}
  .nav>.btn{display:none;}
  /* ...except Customer login, which stays in the header as a compact "Login" */
  .nav>.btn-login{display:inline-flex;width:auto;margin-left:auto;margin-right:4px;padding:8px 14px;min-height:40px;gap:7px;}
  .btn{width:100%;}
  .acts{flex-direction:column;}
  .sec{padding:44px 0;}
  .dek{margin-bottom:28px;}
  h2{margin-bottom:12px;}
  .head-row{margin-bottom:24px;gap:14px;}
  .hero{padding:34px 0 44px;}
  .col{min-height:340px;}
  .ring{width:286px;height:286px;}
  .doc{width:88px;padding:11px 9px;}
  .doc .seal{width:32px;height:32px;}
  .chip{font-size:11px;padding:8px 11px;}
  .chip .t{font-size:9px;padding:2px 6px;}
  .c1{top:2px;left:-10px;} .c2{top:66px;right:-10px;}
  .c3{bottom:84px;left:-10px;} .c4{bottom:18px;right:12px;}
  .anno{bottom:24px;transform:translateX(-96px);}
  .pc img{height:200px;}
  .split img{height:230px;}
  .cform{padding:22px;}
  .cta{padding:4px 0 40px;}
  .cta-in{padding:30px 24px;gap:20px;}
  .cta .btn{width:100%;justify-content:center;}
  .gr-summary{padding:18px;gap:16px;}
  .gr-logo{margin-left:0;width:100%;}
  .rev-rail .gr-card{width:284px;}
  .drift-rev{animation-duration:72s;}
  .drift-a{animation-duration:46s;} .drift-b{animation-duration:56s;}
}
@media (max-width:400px){
  .wrap{padding:0 18px;}
  .ring{width:252px;height:252px;}
  .col{min-height:312px;}
  .doc{width:80px;}
  .chip{font-size:10.5px;padding:7px 9px;}
  .brand .logo{width:34px;height:34px;}
  /* keep the lockup to two lines (name, tagline) on phones; tagline stays at 73% of the name */
  .nav{gap:10px;}
  .brand{gap:8px;}
  .brand b{font-size:15px;white-space:nowrap;}
  .brand .tag{font-size:11px;}
  .oc .fig{gap:14px 20px;}
  .gr-score{font-size:36px;}
}
@media (max-width:345px){
  .brand b{white-space:normal;}
}
@media (hover:none){
  .pc:hover,.card:hover,.gr-card:hover{transform:none;box-shadow:none;border-color:var(--rule);}
  /* No pointer means no hover state to earn: a phone would otherwise latch
     these on after a tap and never let go. */
  .pc:hover img{transform:none;}
  .pc:hover .stage,.card:hover .tg{background:var(--gold);transform:none;}
  .card:hover::after{transform:scaleX(0);}
  .card:hover li::before{background:var(--gold);box-shadow:none;}
  .card:hover .btn .ico{transform:none;}
  .chip:hover{--rot:initial;--sc:1;box-shadow:0 12px 26px rgba(22,25,29,.14);border-color:var(--rule);}
  .chip:hover .t{background:var(--gold);color:var(--ink);}
  .scope:hover .drift{animation-play-state:running;}
  .rev-rail:hover .drift-rev{animation-play-state:running;}
}
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto;}
  .wheel,.tick-t,.drift,.badge::before{animation:none!important;}
  .drift{flex-wrap:wrap;width:auto;}
  .rev-rail .gr-grid{flex-wrap:wrap;width:auto;}
  .rev-rail .gr-card{width:auto;flex:1 1 280px;}
  .scope{-webkit-mask-image:none;mask-image:none;}
  .js .reveal{opacity:1;transform:none;transition:none;}
  .pc,.pc img,.pc .stage,.card,.card::after,.card .tg,.card li::before,
  .card .btn .ico{transition:none!important;}
  .pc:hover,.card:hover{transform:none;}
  .pc:hover img,.pc:hover .stage,.card:hover .tg,.card:hover .btn .ico{transform:none;}
  .flow::after{transform:scaleX(1)!important;}
  .flow.in .flow-step{animation:none;}
  *,*::before,*::after{transition-duration:.01ms!important;}
}
@media print{
  .site-header,.notice,.cta,.tick,.scope,.col{display:none;}
  body{font-size:12pt;}
}

/* ---------- about page ---------- */
.about-hero{padding:30px 0 54px;}
.about-hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:52px;align-items:center;}
.crumbs ol{list-style:none;display:flex;gap:8px;margin:0 0 16px;padding:0;font-size:13px;color:var(--muted);}
.crumbs li+li::before{content:"/";margin-right:8px;color:var(--sky-line);}
.crumbs a:hover{color:var(--ink);}
.about-hero h1{max-width:13ch;margin-bottom:18px;}
.page-summary{font-size:16.5px;line-height:1.6;color:var(--ink-2);max-width:52ch;margin-bottom:26px;}
.page-summary strong{color:var(--ink);}

.facts-card{background:#fff;border:1px solid var(--rule);border-radius:18px;padding:26px 28px;
  box-shadow:var(--shadow-md);}
.facts-card h2{font-family:"Manrope";font-size:11.5px;font-weight:700;letter-spacing:.13em;
  text-transform:uppercase;color:var(--muted);margin-bottom:6px;}
.facts{display:grid;grid-template-columns:1fr 1fr;gap:0;margin:0;}
.facts>div{padding:16px 14px 16px 0;border-bottom:1px solid var(--rule);}
.facts>div:nth-child(2n){padding-right:0;padding-left:14px;border-left:1px solid var(--rule);}
.facts>div:nth-last-child(-n+2){border-bottom:0;padding-bottom:0;}
.facts dt{font-family:"Manrope";font-size:10px;font-weight:800;letter-spacing:.09em;text-transform:uppercase;
  color:var(--muted);margin-bottom:5px;}
.facts dd{margin:0;font-size:14.5px;font-weight:600;color:var(--ink);line-height:1.35;}

.two-col{display:grid;grid-template-columns:1.05fr .95fr;gap:52px;align-items:start;}
.two-col p{color:var(--ink-2);margin-bottom:16px;}
.lead-p{font-size:17.5px;line-height:1.55;font-weight:600;color:var(--ink);margin-bottom:18px;}
.note-p{font-size:14.5px;color:var(--muted);border-left:3px solid var(--gold);padding-left:16px;margin-top:22px;}

.list-card{background:#fff;border:1px solid var(--rule);border-radius:18px;padding:28px;box-shadow:var(--shadow-sm);}
.list-card h3{font-family:"Manrope";font-weight:800;font-size:16px;margin-bottom:18px;}
.tick-list{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:13px;}
.tick-list li{position:relative;padding-left:26px;font-size:14.5px;color:var(--ink-2);line-height:1.5;}
.tick-list li::before{content:"";position:absolute;left:0;top:7px;width:9px;height:9px;border-radius:2px;
  background:var(--gold);}
.tick-list b{color:var(--ink);font-family:"Manrope";font-weight:700;}

.founder-grid{display:grid;grid-template-columns:1.25fr 1fr;gap:48px;align-items:start;}
.founder-grid p{color:var(--ink-2);margin-bottom:16px;}
.creds{background:#fff;border:1px solid var(--gold-line);border-radius:16px;padding:26px;box-shadow:var(--shadow-sm);}
.creds h3{font-family:"Manrope";font-weight:800;font-size:15px;margin-bottom:16px;}
.creds ul{list-style:none;margin:0;padding:0;}
.creds li{padding:13px 0;border-bottom:1px solid var(--rule);}
.creds li:last-child{border-bottom:0;padding-bottom:0;}
.creds b{display:block;font-family:"Manrope";font-weight:700;font-size:14px;margin-bottom:3px;}
.creds span{font-size:12.5px;color:var(--muted);}

@media (max-width:980px){
  .about-hero-grid,.two-col,.founder-grid{grid-template-columns:1fr;gap:30px;}
  .about-hero h1{max-width:none;}
  .page-summary{max-width:none;}
}
@media (max-width:560px){
  .facts{grid-template-columns:1fr;}
  .facts>div{padding:14px 0!important;border-left:0!important;border-bottom:1px solid var(--rule)!important;}
  .facts>div:last-child{border-bottom:0!important;}
  .facts-card,.list-card,.creds{padding:22px;}
  .lead-p{font-size:16.5px;}
}

/* ---------- legal pages ---------- */
.legal-hero{background:linear-gradient(180deg,var(--sky) 0%,#F4F8FB 100%);
  border-bottom:1px solid var(--sky-line);padding:30px 0 44px;}
.legal-hero h1{max-width:18ch;margin-bottom:14px;}
.legal-meta{display:flex;gap:22px;flex-wrap:wrap;font-size:13.5px;color:var(--muted);margin-top:18px;}
.legal-meta b{color:var(--ink);font-family:"Manrope";font-weight:700;}
.legal-intro{font-size:16.5px;line-height:1.6;color:var(--ink-2);max-width:62ch;}

.legal-grid{display:grid;grid-template-columns:250px 1fr;gap:56px;align-items:start;}
.toc{position:sticky;top:92px;}
.toc h2{font-family:"Manrope";font-size:11px;font-weight:700;letter-spacing:.13em;text-transform:uppercase;
  color:var(--muted);margin-bottom:12px;}
.toc ol{list-style:none;margin:0;padding:0;counter-reset:toc;}
.toc li{counter-increment:toc;}
.toc a{display:block;padding:7px 0 7px 26px;font-size:13.5px;color:var(--ink-2);position:relative;
  border-left:2px solid var(--rule);transition:color .2s,border-color .2s;}
.toc a::before{content:counter(toc,decimal-leading-zero);position:absolute;left:10px;font-family:"Manrope";
  font-size:10px;font-weight:700;color:var(--sky-line);top:9px;}
.toc a:hover{color:var(--ink);border-color:var(--gold);}

.legal-body{max-width:74ch;}
.legal-body section{padding-bottom:34px;}
.legal-body h2{font-family:"Manrope";font-weight:800;font-size:21px;letter-spacing:-.01em;
  text-transform:none;margin:0 0 14px;padding-top:8px;}
.legal-body h3{font-family:"Manrope";font-weight:700;font-size:15.5px;margin:22px 0 8px;}
.legal-body p{font-size:15px;line-height:1.68;color:var(--ink-2);margin-bottom:14px;}
.legal-body ul{margin:0 0 16px;padding-left:0;list-style:none;}
.legal-body ul li{position:relative;padding-left:22px;font-size:15px;line-height:1.65;color:var(--ink-2);
  margin-bottom:9px;}
.legal-body ul li::before{content:"";position:absolute;left:0;top:9px;width:7px;height:7px;border-radius:2px;
  background:var(--gold);}
.legal-body b,.legal-body strong{color:var(--ink);font-weight:700;}
.legal-body a{color:var(--gold-deep);text-decoration:underline;}

.callout{background:var(--gold-wash);border:1px solid var(--gold-line);border-left:4px solid var(--gold-deep);
  border-radius:12px;padding:20px 22px;margin:0 0 20px;}
.callout p{margin-bottom:0;font-size:14.5px;}
.callout p+p{margin-top:10px;}
.callout b{font-family:"Manrope";}

.entity{background:#fff;border:1px solid var(--rule);border-radius:14px;padding:22px 24px;margin-top:10px;}
.entity dl{display:grid;grid-template-columns:auto 1fr;gap:10px 20px;margin:0;font-size:14.5px;}
.entity dt{font-family:"Manrope";font-weight:700;color:var(--ink);}
.entity dd{margin:0;color:var(--ink-2);}

/* site-wide fraud caution strip */
.caution{background:#FBEEEA;border-top:1px solid #F0D6CE;border-bottom:1px solid #F0D6CE;padding:16px 0;}
.caution-in{display:flex;gap:14px;align-items:flex-start;max-width:1180px;margin:0 auto;padding:0 28px;}
.caution .ic{color:#B0503F;flex:none;margin-top:2px;}
.caution p{font-size:13.5px;line-height:1.6;color:#6B3B31;}
.caution b{font-family:"Manrope";font-weight:800;color:#8C3A2B;}

@media (max-width:980px){
  .legal-grid{grid-template-columns:1fr;gap:26px;}
  .toc{position:static;border-bottom:1px solid var(--rule);padding-bottom:18px;}
  .toc ol{columns:2;column-gap:20px;}
}
@media (max-width:560px){
  .toc ol{columns:1;}
  .entity dl{grid-template-columns:1fr;gap:4px 0;}
  .entity dt{margin-top:10px;}
}

/* ---------- contact + submit pages ---------- */
.contact-list{list-style:none;margin:0;padding:0;}
.contact-list li{display:flex;gap:14px;align-items:flex-start;padding:14px 0;border-bottom:1px solid var(--rule);}
.contact-list li:last-child{border-bottom:0;padding-bottom:0;}
.contact-list .ic{width:34px;height:34px;border-radius:9px;background:var(--gold-wash);color:var(--gold-deep);
  display:grid;place-items:center;flex:none;}
.contact-list b{display:block;font-family:"Manrope";font-weight:700;font-size:14.5px;margin-bottom:2px;}
.contact-list b a{color:inherit;}
.contact-list b a:hover{color:var(--gold-deep);}
.contact-list span{font-size:12.5px;color:var(--muted);}

.next-steps{list-style:none;margin:0;padding:0;counter-reset:ns;}
.next-steps li{counter-increment:ns;position:relative;padding:0 0 18px 40px;}
.next-steps li:last-child{padding-bottom:0;}
.next-steps li::before{content:counter(ns,decimal-leading-zero);position:absolute;left:0;top:0;
  width:26px;height:26px;border-radius:8px;background:var(--gold-wash);color:var(--gold-deep);
  display:grid;place-items:center;font-family:"Manrope";font-size:11px;font-weight:800;}
.next-steps li::after{content:"";position:absolute;left:13px;top:30px;bottom:6px;width:1px;background:var(--rule);}
.next-steps li:last-child::after{display:none;}
.next-steps b{display:block;font-family:"Manrope";font-weight:700;font-size:14.5px;margin-bottom:2px;}
.next-steps span{font-size:13px;color:var(--muted);}

.form-wrap{background:#fff;border:1px solid var(--rule);border-radius:18px;padding:10px;
  box-shadow:var(--shadow-md);overflow:hidden;}
.zoho-frame{width:100%;height:1840px;border:0;display:block;border-radius:12px;}
.form-placeholder{border:2px dashed var(--gold-deep);border-radius:12px;background:var(--gold-wash);
  padding:40px 32px;text-align:center;}
.form-placeholder p{font-size:15px;color:#6B5A28;max-width:56ch;margin:0 auto 10px;}
.form-placeholder p:last-child{margin-bottom:0;}
.form-placeholder b{font-family:"Manrope";color:var(--ink);}
.form-placeholder code{font-family:ui-monospace,Menlo,Consolas,monospace;font-size:13px;
  background:#fff;border:1px solid var(--gold-line);border-radius:4px;padding:1px 6px;}
.form-alt{margin-top:18px;font-size:14px;color:var(--muted);text-align:center;}
.form-alt a{color:var(--gold-deep);text-decoration:underline;}

@media (max-width:680px){
  .zoho-frame{height:1980px;}
  .form-wrap{padding:6px;border-radius:14px;}
  .form-placeholder{padding:28px 20px;}
}

/* ══════════════════════════════════════════════════════════════════════
   BIMA SAMADHAN SERVICE PAGE  (bima-samadhan.html)
   ══════════════════════════════════════════════════════════════════════ */

/* --- the homepage service card's link out to this page ---------------- */
/* "Know more" on the Bima Samadhan card — Anurag asked for a way in to the
   service page from the homepage. A pill, not a text link: opposite it the
   DraftKit card has two real buttons, and a bare link looked like an
   afterthought next to them. */
.card-more{display:inline-flex;align-items:center;gap:7px;margin-top:10px;
  font-family:"Manrope";font-size:13px;font-weight:700;color:var(--gold-deep);
  border:1px solid var(--gold-line);background:var(--gold-wash);
  border-radius:999px;padding:9px 16px;transition:background .18s var(--ease),border-color .18s var(--ease);}
.card-more:hover{background:var(--gold);border-color:var(--gold);color:var(--ink);}
.card-more:focus-visible{outline:2px solid var(--gold-deep);outline-offset:3px;}
.card-more .ico{transition:transform .18s var(--ease);}
.card-more:hover .ico{transform:translateX(3px);}

/* --- the fee panel ----------------------------------------------------
   The 12% is the page's reason to exist, so it sits in the hero rather
   than in a section further down. Three supporting lines and no more:
   conditions belong in the Service Agreement, not on a sales page. */
/* --- the hero fee card ------------------------------------------------
   The 12% IS the proposition, so the card is built around the figure and
   nothing else. Earlier versions put a progress ring round it and a "you
   keep 88%" caption under it; both were cut on 13 Sep 2026 — the ring was
   quiet and the caption made a commercial rate sound like a concession.
   State the rate, make it the brightest thing on the page, stop.

   Everything animated here is decoration over a card that is already
   correct and readable when nothing moves. */
.fee-card{position:relative;border-radius:26px;padding:3px;overflow:hidden;
  box-shadow:var(--shadow-lg);
  transition:transform .34s var(--ease),box-shadow .34s var(--ease);}
.fee-card:hover{transform:translateY(-4px);box-shadow:0 30px 64px rgba(22,25,29,.26);}

/* a gold seam that travels round the edge, so the card has a pulse even
   before anything is read */
.fee-card::before{content:"";position:absolute;inset:-60%;z-index:0;
  background:conic-gradient(from 0deg,transparent 0deg,rgba(233,199,90,.05) 60deg,
    var(--gold) 110deg,#FFF3CB 128deg,var(--gold) 146deg,rgba(233,199,90,.05) 200deg,transparent 300deg);
  animation:feeSeam 9s linear infinite;}
@keyframes feeSeam{to{transform:rotate(360deg);}}

.fee-in{position:relative;z-index:1;background:var(--ink);border-radius:23px;
  padding:34px 30px 30px;text-align:center;overflow:hidden;}

/* rings radiating outward from behind the figure */
.fee-pulse{position:absolute;inset:0;z-index:1;pointer-events:none;overflow:hidden;
  border-radius:26px;}
.fee-pulse i{position:absolute;left:50%;top:41%;width:170px;height:170px;
  margin:-85px 0 0 -85px;border-radius:50%;border:1px solid rgba(233,199,90,.4);
  opacity:0;animation:feePulse 5.4s var(--ease) infinite;}
.fee-pulse i:nth-child(2){animation-delay:1.8s;}
.fee-pulse i:nth-child(3){animation-delay:3.6s;}
@keyframes feePulse{
  0%{transform:scale(.5);opacity:0;}
  18%{opacity:.7;}
  100%{transform:scale(2.6);opacity:0;}
}

.fee-k{font-family:"Manrope";font-size:11.5px;font-weight:700;letter-spacing:.2em;
  text-transform:uppercase;color:var(--gold);margin:0 0 6px;}

/* the figure: gold, huge, with a sheen travelling across it */
.fee-big{margin:0;line-height:.86;display:flex;align-items:flex-start;
  justify-content:center;}
.fee-big span,.fee-big em{font-family:"Manrope";font-weight:800;font-style:normal;
  letter-spacing:-.05em;
  background:linear-gradient(100deg,#C9A43F 0%,#E9C75A 18%,#FFF7DA 34%,#E9C75A 50%,
    #C9A43F 68%,#E9C75A 86%,#C9A43F 100%);
  background-size:280% 100%;
  -webkit-background-clip:text;background-clip:text;
  color:transparent;-webkit-text-fill-color:transparent;
  animation:feeSheen 6s linear infinite;}
.fee-big span{font-size:132px;font-variant-numeric:tabular-nums;}
.fee-big em{font-size:52px;margin-top:14px;letter-spacing:-.02em;}
@keyframes feeSheen{0%{background-position:180% 0;}100%{background-position:-80% 0;}}

/* the figure lands with a small punch when the count finishes */
.fee-card.is-hit .fee-big{animation:feeHit .5s var(--ease) 1;}
@keyframes feeHit{0%{transform:scale(1);}34%{transform:scale(1.07);}100%{transform:scale(1);}}

.fee-of{font-family:"Karla";font-size:15.5px;color:#B7C0CA;margin:10px 0 0;}

.fee-l{list-style:none;margin:22px auto 0;padding:20px 0 0;
  border-top:1px solid rgba(255,255,255,.1);text-align:left;display:block;
  width:-moz-fit-content;width:fit-content;}
.fee-l li{display:flex;align-items:center;gap:11px;font-size:14px;color:#E6EAEF;padding:5px 0;}
.fee-l .ic{color:var(--gold);display:inline-flex;flex:none;}

.fee-cta{display:inline-flex;align-items:center;gap:8px;margin:22px 0 0;
  font-family:"Manrope";font-size:13px;font-weight:700;color:var(--ink);
  background:var(--gold);border-radius:999px;padding:12px 22px;
  transition:transform .18s var(--ease),box-shadow .18s var(--ease);}
.fee-cta:hover{transform:translateY(-2px);box-shadow:0 12px 26px rgba(233,199,90,.4);}
.fee-cta:focus-visible{outline:2px solid #fff;outline-offset:3px;}
.fee-cta svg{transition:transform .18s var(--ease);}
.fee-cta:hover svg{transform:translateY(2px);}

/* the entrance, armed by main.js only when it is going to play it */
.fee-card.is-armed .fee-of,
.fee-card.is-armed .fee-l li,
.fee-card.is-armed .fee-cta{opacity:0;}
.fee-card.is-lit .fee-of,
.fee-card.is-lit .fee-l li,
.fee-card.is-lit .fee-cta{opacity:1;transition:opacity .5s var(--ease);}
.fee-card.is-lit .fee-of{transition-delay:.5s;}
.fee-card.is-lit .fee-l li:nth-child(1){transition-delay:.62s;}
.fee-card.is-lit .fee-l li:nth-child(2){transition-delay:.72s;}
.fee-card.is-lit .fee-l li:nth-child(3){transition-delay:.82s;}
.fee-card.is-lit .fee-cta{transition-delay:.94s;}

/* --- the case flowchart -----------------------------------------------
   Progressive enhancement, and the direction matters: panels are OPEN in
   the stylesheet and only .fc.is-on (added by main.js) collapses them.
   With JavaScript off the whole thing reads as a plain numbered list. */
.fc{margin:34px 0 0;}
.fc-track{list-style:none;margin:0;padding:0;position:relative;}
.fc-stage{position:relative;padding:0 0 14px 0;}

/* the spine runs behind the dots, stopping at the last one */
.fc-track::before{content:"";position:absolute;left:23px;top:26px;bottom:26px;width:2px;
  background:var(--rule);}

.fc-head{display:grid;grid-template-columns:48px 42px 1fr 24px;align-items:center;gap:14px;
  width:100%;text-align:left;background:var(--paper);border:1px solid var(--rule);
  border-radius:16px;padding:16px 18px;cursor:default;box-shadow:var(--shadow-sm);
  font-family:inherit;color:inherit;position:relative;z-index:1;}
.fc-dot{width:48px;height:48px;border-radius:14px;background:var(--sky);
  border:1px solid var(--sky-line);display:inline-flex;align-items:center;justify-content:center;
  color:var(--ink);flex:none;}
.fc-dot svg{width:22px;height:22px;}
.fc-n{font-family:"Manrope";font-weight:800;font-size:15px;color:var(--gold-deep);
  letter-spacing:.02em;}
.fc-lab{display:flex;align-items:center;gap:12px;flex-wrap:wrap;min-width:0;}
.fc-lab b{font-family:"Manrope";font-weight:700;font-size:16.5px;color:var(--ink);}
.fc-who{font-family:"Manrope";font-size:10.5px;font-weight:700;letter-spacing:.1em;
  text-transform:uppercase;border-radius:999px;padding:3px 9px;}
.fc-you{background:var(--gold-wash);color:var(--gold-deep);border:1px solid var(--gold-line);}
.fc-us{background:var(--sky);color:var(--ink-2);border:1px solid var(--sky-line);}
.fc-chev{display:none;color:var(--muted);}
.fc-chev svg{width:20px;height:20px;display:block;}

.fc-panel{padding:16px 20px 4px 86px;}
.fc-panel p{color:var(--ink-2);font-size:15px;margin:0 0 10px;}
.fc-out{font-size:14px;color:var(--muted);}
.fc-out b{color:var(--ink);font-family:"Manrope";font-weight:700;}

/* the two branch exits — the honest bit, and the most persuasive */
.fc-exit{display:flex;align-items:flex-start;gap:10px;margin:2px 0 0 86px;padding:12px 16px;
  background:var(--green-bg);border:1px solid #C6E3D3;border-radius:12px;
  font-size:13.5px;color:#215C3D;}
.fc-exit b{font-family:"Manrope";font-weight:700;color:#17492F;}
.fc-exit .ic{flex:none;color:var(--green);display:inline-flex;margin-top:1px;}
.fc-exit .ic svg{width:17px;height:17px;display:block;}

/* enhanced: the heads become real controls and the panels collapse */
.fc.is-on .fc-head{cursor:pointer;transition:border-color .18s var(--ease),box-shadow .18s var(--ease);}
.fc.is-on .fc-head:hover{border-color:var(--sky-line);box-shadow:var(--shadow-md);}
.fc.is-on .fc-head:focus-visible{outline:2px solid var(--gold-deep);outline-offset:3px;}
.fc.is-on .fc-chev{display:block;transition:transform .22s var(--ease);}
.fc.is-on .fc-panel{display:none;}
.fc.is-on .fc-stage.is-open .fc-panel{display:block;}
.fc.is-on .fc-stage.is-open .fc-chev{transform:rotate(180deg);}
.fc.is-on .fc-stage.is-open .fc-head{border-color:var(--gold-line);background:var(--gold-wash);}
.fc.is-on .fc-stage.is-open .fc-dot{background:var(--ink);border-color:var(--ink);color:#fff;}

/* --- the scope tag list ------------------------------------------------ */
.fc-tags{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:8px;}
.fc-tags li{font-size:13px;color:var(--ink-2);background:var(--sky);
  border:1px solid var(--sky-line);border-radius:999px;padding:6px 13px;}

@media (max-width:980px){
  .fee-big span{font-size:112px;}
  .fee-big em{font-size:44px;}
}

@media (max-width:680px){
  .fee-in{padding:28px 22px 26px;}
  .fee-big span{font-size:96px;}
  .fee-big em{font-size:38px;margin-top:10px;}
  .fee-pulse i{width:140px;height:140px;margin:-70px 0 0 -70px;}
  /* the spine and the indent both go: at phone width there is no room to
     hang content off a 86px gutter and still fit a sentence on a line. */
  .fc-track::before{display:none;}
  .fc-head{grid-template-columns:40px 34px 1fr 20px;gap:10px;padding:13px 14px;}
  .fc-dot{width:40px;height:40px;border-radius:11px;}
  .fc-dot svg{width:19px;height:19px;}
  .fc-lab b{font-size:15px;}
  .fc-panel{padding:14px 4px 4px;}
  .fc-exit{margin-left:0;}
}

@media (prefers-reduced-motion:reduce){
  .fc.is-on .fc-head,.fc.is-on .fc-chev{transition:none;}
  /* the card still arrives finished — it just does not perform */
  .fee-card::before,.fee-pulse i,.fee-big span,.fee-big em{animation:none;}
  .fee-card,.fee-cta,.fee-cta svg{transition:none;}
  .fee-card:hover{transform:none;}
  /* the seam still has to paint a gold edge, just a still one */
  .fee-card::before{background:var(--gold);}
  .fee-card.is-armed .fee-of,.fee-card.is-armed .fee-l li,.fee-card.is-armed .fee-cta{opacity:1;}
}

@media print{
  /* a printed page must never hide a stage behind a collapsed panel */
  .fc.is-on .fc-panel{display:block !important;}
  /* gradient-clipped text prints as nothing — force a flat colour */
  .fee-card{box-shadow:none;padding:0;}
  .fee-card::before,.fee-pulse{display:none;}
  .fee-in{background:#fff;border:1px solid #999;}
  .fee-big span,.fee-big em{background:none;color:#000;
    -webkit-text-fill-color:#000;animation:none;}
  .fee-k{color:#666;}
  .fee-of,.fee-l li{color:#000;}
  .fee-cta{display:none;}
}

/* --- the fee calculator ----------------------------------------------
   The fee is the USP, so it gets an interactive treatment rather than a
   paragraph. The visitor supplies the amount: we never put a settlement
   figure on the page, so nothing here implies what a case is worth.
   .calc-static is the no-JavaScript state and main.js swaps them. */
.calc-static{font-size:16px;color:var(--ink-2);max-width:60ch;margin:8px 0 0;}
.calc-static b{color:var(--ink);}
.calc{display:grid;grid-template-columns:1fr 1.05fr;gap:34px;align-items:center;
  background:var(--paper);border:1px solid var(--rule);border-radius:22px;
  padding:34px;box-shadow:var(--shadow-md);margin-top:8px;}

/* Grid items default to min-width:auto, so the oversized number input
   pushed the column wider than the phone and the whole page scrolled
   sideways. Both children need this, not just the input. */
.calc-in,.calc-out{min-width:0;}
.calc-in label{display:block;font-family:"Manrope";font-size:12px;font-weight:700;
  letter-spacing:.14em;text-transform:uppercase;color:var(--muted);margin-bottom:12px;}
.calc-f{display:flex;align-items:center;gap:10px;border-bottom:2px solid var(--ink);
  padding-bottom:8px;}
.calc-r{font-family:"Manrope";font-weight:700;font-size:30px;color:var(--muted);}
.calc-f input{flex:1;min-width:0;border:0;background:none;padding:0;
  font-family:"Manrope";font-weight:800;font-size:38px;letter-spacing:-.02em;
  color:var(--ink);}
.calc-f input:focus{outline:none;}
.calc-f:focus-within{border-bottom-color:var(--gold-deep);}

input[type=range]#calcRange{-webkit-appearance:none;appearance:none;width:100%;
  height:6px;border-radius:99px;margin:26px 0 0;background:var(--sky-2);cursor:pointer;}
#calcRange::-webkit-slider-thumb{-webkit-appearance:none;appearance:none;width:24px;height:24px;
  border-radius:50%;background:var(--ink);border:4px solid #fff;box-shadow:var(--shadow-sm);cursor:grab;}
#calcRange::-moz-range-thumb{width:24px;height:24px;border-radius:50%;background:var(--ink);
  border:4px solid #fff;box-shadow:var(--shadow-sm);cursor:grab;}
#calcRange:focus-visible{outline:2px solid var(--gold-deep);outline-offset:4px;}
.calc-help{font-size:12.5px;color:var(--muted);margin:14px 0 0;}

/* One output, and it is our fee. There is deliberately no bar, no second
   row and no caption for what the client is left with — see the comment in
   service.body.html. Removed twice; do not add a third. */
.calc-out{text-align:center;background:var(--sky);border-radius:16px;padding:30px 24px;}
.calc-k{font-family:"Manrope";font-size:12px;font-weight:700;letter-spacing:.14em;
  text-transform:uppercase;color:var(--muted);margin:0 0 10px;}
.calc-big{font-family:"Manrope";font-weight:800;font-size:46px;letter-spacing:-.03em;
  color:var(--ink);margin:0;line-height:1;font-variant-numeric:tabular-nums;}
.calc-sub{font-size:13.5px;color:var(--ink-2);margin:12px 0 0;}
.calc-zero{font-size:13px;color:var(--muted);margin:18px 0 0;padding-top:16px;
  border-top:1px dashed var(--sky-line);}

/* --- flowchart: the walkthrough bar ----------------------------------- */
.fc-bar{display:flex;align-items:center;justify-content:space-between;gap:16px;
  margin:0 0 18px;}
.fc-count{font-family:"Manrope";font-size:13px;font-weight:600;color:var(--muted);}
.fc-count b{color:var(--ink);font-weight:800;}
.fc-nav{display:flex;gap:8px;}
.fc-btn{width:38px;height:38px;border-radius:50%;border:1px solid var(--rule);
  background:var(--paper);color:var(--ink);cursor:pointer;display:inline-flex;
  align-items:center;justify-content:center;box-shadow:var(--shadow-sm);
  transition:border-color .18s var(--ease),transform .18s var(--ease);}
.fc-btn svg{width:19px;height:19px;}
.fc-btn:hover{border-color:var(--ink);}
.fc-btn:active{transform:scale(.93);}
.fc-btn:focus-visible{outline:2px solid var(--gold-deep);outline-offset:3px;}
.fc-btn[disabled]{opacity:.35;cursor:default;}
.fc-btn[disabled]:hover{border-color:var(--rule);}

/* the play/pause toggle: one button, two icons, swapped by aria-pressed */
.fc-play svg{width:15px;height:15px;}
.fc-play .i-play{display:none;}
.fc-play[aria-pressed="false"] .i-pause{display:none;}
.fc-play[aria-pressed="false"] .i-play{display:block;}

/* the active stage pulses while the walkthrough is running, so the eye is
   pulled to the stage the chart has reached */
.fc.is-playing .fc-stage.is-open .fc-dot{animation:fcBeat 1.9s var(--ease) infinite;}
@keyframes fcBeat{
  0%,100%{box-shadow:0 0 0 0 rgba(233,199,90,.55);}
  55%{box-shadow:0 0 0 11px rgba(233,199,90,0);}
}
/* and a thin bar times out the stage, so the advance is never a surprise */
.fc.is-playing .fc-stage.is-open .fc-head::after{content:"";position:absolute;
  left:0;bottom:0;height:3px;width:100%;border-radius:0 0 16px 16px;
  transform-origin:left;transform:scaleX(0);background:var(--gold-deep);
  animation:fcTick var(--fc-dwell,3.4s) linear forwards;}
@keyframes fcTick{to{transform:scaleX(1);}}

/* --- flowchart: the spine fills as you advance ------------------------
   A second, gold rail is drawn over the grey one and scaled to the
   stage you are on, so the chart reads as progress rather than as six
   separate accordions. */
.fc-track{position:relative;}
.fc-fill{position:absolute;left:23px;top:26px;width:2px;background:var(--gold-deep);
  transform-origin:top;transition:height .34s var(--ease);height:0;z-index:0;}
.fc.is-on .fc-stage.is-done .fc-dot{border-color:var(--gold-line);background:var(--gold-wash);
  color:var(--gold-deep);}
.fc.is-on .fc-stage.is-done .fc-n{color:var(--gold-deep);}

@media (max-width:980px){
  .calc{grid-template-columns:1fr;gap:26px;padding:28px;}
}

@media (max-width:680px){
  .calc{padding:22px;border-radius:18px;}
  .calc-f input{font-size:30px;}
  .calc-r{font-size:24px;}
  .calc-out{padding:24px 18px;}
  .calc-big{font-size:38px;}
  .fc-fill{display:none;}
}

/* 38px is fine under a mouse but under a thumb it is not — the walkthrough
   arrows go to the 44px minimum on touch. */
@media (hover:none){
  .fc-btn{width:44px;height:44px;}
  #calcRange{height:10px;}
}

@media (prefers-reduced-motion:reduce){
  .fc-fill,.fc-btn{transition:none;}
  /* no auto-advance and no pulsing under reduced motion — main.js also
     never starts the walkthrough, so this is belt and braces */
  .fc.is-playing .fc-stage.is-open .fc-dot{animation:none;}
  .fc.is-playing .fc-stage.is-open .fc-head::after{display:none;}
}

@media print{
  .calc,.fc-bar{display:none;}
  .calc-static{display:block !important;}
}